| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens National Bank at BrownwoodBrownwood | TX | $303.4M | $272.4M | +4.2% | -1.9% | 1.47% | 60.4% | 3.44% | 10.30% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens National Bank at Brownwood.