| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Bank of the JamesLynchburg | VA | $1.03B | $938.1M | +2.3% | +5.9% | 1.01% | 72.0% | 3.85% | 9.54% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Bank of the James.