| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Northern State Bank of VirginiaVirginia | MN | $102.0M | $91.2M | +2.4% | +5.1% | 1.15% | 60.9% | 4.65% | 10.10% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Northern State Bank of Virginia.