| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| State Bank of BellinghamBellingham | MN | $46.4M | $38.4M | -5.5% | -13.8% | 0.22% | 88.6% | 2.09% | 15.43% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, State Bank of Bellingham.