| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Bank of Charlotte CountyPhenix | VA | $222.8M | $194.5M | +8.7% | -6.6% | 3.44% | 44.6% | 4.54% | 13.04% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Bank of Charlotte County.