| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| BayFirst National BankSaint Petersburg | FL | $1.14B | $1.00B | -14.0% | -24.1% | -6.32% | 246.1% | 3.52% | 8.90% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, BayFirst National Bank.