| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| United Business BankWalnut Creek | CA | $2.56B | $2.17B | -0.7% | +3.6% | 0.12% | 82.8% | 4.05% | 11.34% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, United Business Bank.