| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Bay Port State BankBay Port | MI | $153.4M | $136.1M | +1.9% | +2.5% | 1.34% | 61.4% | 4.91% | 10.80% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Bay Port State Bank.