| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Owingsville Banking CompanyOwingsville | KY | $104.1M | $92.3M | +3.6% | +5.2% | 0.60% | 80.3% | 4.25% | 9.71% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Owingsville Banking Company.