| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| PNB Community BankNiceville | FL | $155.2M | $140.3M | -1.5% | -3.2% | 1.24% | 68.5% | 4.84% | 10.42% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, PNB Community Bank.