| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Bank of America, National AssociationCharlotte | NC | $2.65T | $2.12T | +0.6% | +6.1% | 1.13% | 53.9% | 2.53% | 7.03% |
| Bank of America California, National AssociationSan Francisco | CA | $14.81B | $12.31B | -2.3% | -12.4% | 0.77% | 43.0% | 1.78% | 13.12% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Bank of America, National Association.