| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Better BanksPeoria | IL | $445.8M | $407.0M | +3.6% | +3.4% | 1.14% | 71.8% | 3.88% | 9.25% |
| State Street Bank and Trust CompanyQuincy | IL | $357.1M | $315.5M | +6.7% | +6.4% | 2.40% | 53.5% | 4.93% | 10.04% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Better Banks.