| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Avidia BankHudson | MA | $2.77B | $2.23B | -8.9% | +0.5% | 0.98% | 65.3% | 3.67% | 12.28% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Avidia Bank.