| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Citizens State Bank of MilfordMilford | IL | $56.9M | $52.0M | +5.4% | +16.0% | 0.47% | 85.7% | 4.43% | 9.25% |
| Dewey BankDewey | IL | $30.3M | $25.3M | -3.1% | +2.4% | 1.62% | 67.5% | 5.17% | 10.45% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Citizens State Bank of Milford.