| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Ameriserv Financial BankJohnstown | PA | $1.46B | $1.26B | +1.5% | -5.0% | 0.88% | 74.8% | 3.44% | 9.48% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Ameriserv Financial Bank.