| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| American Riviera BankSanta Barbara | CA | $1.44B | $1.24B | +8.9% | +13.1% | 1.11% | 61.3% | 4.07% | 10.88% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, American Riviera Bank.