| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| American Express National BankSandy | UT | $213.95B | $171.55B | +1.8% | +7.5% | 3.70% | 71.8% | 8.49% | 8.95% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, American Express National Bank.