| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| American Heritage BankSapulpa | OK | $1.48B | $1.16B | -2.1% | -1.7% | 0.95% | 68.0% | 2.74% | 9.60% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, American Heritage Bank.