| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| American Community Bank of IndianaSaint John | IN | $383.0M | $344.8M | -0.7% | +10.8% | 1.08% | 57.4% | 3.98% | 9.55% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, American Community Bank of Indiana.