| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Peoples Bank of AlabamaCullman | AL | $1.42B | $1.27B | -1.4% | +4.9% | 1.93% | 61.4% | 4.60% | 11.31% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Peoples Bank of Alabama.