| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Alerus Financial, National AssociationGrand Forks | ND | $5.28B | $4.24B | -3.2% | -1.0% | 1.78% | 61.4% | 3.89% | 8.99% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Alerus Financial, National Association.