| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| American Heritage BankClovis | NM | $153.2M | $137.2M | +13.1% | -5.5% | 1.85% | 48.2% | 4.75% | 11.23% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, American Heritage Bank.