| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| American First National BankHouston | TX | $2.89B | $2.44B | -0.6% | -0.1% | 2.13% | 38.1% | 4.55% | 14.30% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, American First National Bank.