| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| 1st State BankSaginaw | MI | $490.1M | $428.8M | +9.6% | +1.3% | 1.35% | 60.9% | 4.32% | 12.21% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, 1st State Bank.