| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| OneLocal BankNorwood | MA | $1.05B | $843.0M | +2.5% | +4.6% | 0.99% | 60.6% | 3.55% | 13.75% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, OneLocal Bank.