Charter stopped appearing in NCUA call reports — usually a merger; NCUA doesn't publish the acquirer in this data. Figures below are from its last filing. All recent changes →
No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q3 2025 | $544.7M | $472.6M | $423.9M | $51.2M | $749K | 0.18% | 1.89% | 0.18% | 16,805 |
| Q2 2025 | $541.8M | $467.7M | $424.5M | $51.2M | $763K | 0.28% | 1.81% | 0.34% | 16,670 |
| Q1 2025 | $533.5M | $458.3M | $421.9M | $50.9M | $288K | 0.22% | 1.73% | 0.26% | 16,759 |
| Q4 2024 | $533.3M | $455.0M | $418.2M | $50.6M | $1.1M | 0.20% | 1.76% | 1.21% | 16,886 |
| Q3 2024 | $529.1M | $437.0M | $414.0M | $49.8M | $299K | 0.08% | 1.67% | 1.06% | 16,672 |
| Q2 2024 | $535.1M | $453.5M | $416.5M | $49.6M | $138K | 0.05% | 1.55% | 0.98% | 16,382 |
Loan mix (Q3 2025): real estate $298.1M · commercial $84.8M · consumer $34.9M · securities $73.3M
Nothing unusual in — — steady quarter.
| Ratio | Ukrainian Selfreliance | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.18% | — | — | |
Return on equity Annualized net income ÷ equity or net worth | 2.0% | — | — | |
Net interest margin Interest income − interest expense, ÷ assets | 1.89% | — | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 92.2% |
Peer lists, growth filters, CSV export, CRM push.
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Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Ukrainian Selfreliance | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Ukrainian Selfreliance | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Ukrainian Selfreliance | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Ukrainian Selfreliance | Trend (6q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.