No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $43.0M | $38.1M | $35.6M | $4.8M | $114K | 1.06% | 3.96% | 0.29% | 3,002 |
| Q4 2025 | $41.1M | $36.3M | $34.7M | $4.7M | $41K | 0.10% | 4.17% | 1.79% | 3,006 |
| Q3 2025 | $40.5M | $35.8M | $34.2M | $4.7M | $-44K | -0.15% | 4.22% | 1.23% | 2,982 |
| Q2 2025 | $41.7M | $37.0M | $32.0M | $4.6M | $-127K | -0.61% | 4.05% | 0.68% | 2,973 |
| Q1 2025 | $40.8M | $36.2M | $30.5M | $4.6M | $-218K | -2.13% | 4.05% | 0.89% | 2,935 |
| Q4 2024 | $39.6M | $34.8M | $29.5M | $4.8M | $478K | 1.21% | 4.25% | 0.79% | 2,912 |
| Q3 2024 | $40.3M | $35.5M | $29.3M | $4.9M | $431K | 1.42% | 4.14% | 1.81% | 2,907 |
| Q2 2024 | $40.5M | $35.7M | $29.3M | $4.7M | $323K | 1.59% | 4.03% | 1.10% |
| Ratio | Tri-County Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.06% | 0.60% | 71th | |
Return on equity Annualized net income ÷ equity or net worth | 9.5% | 4.1% | 82th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.96% | 3.83% |
Peer lists, growth filters, CSV export, CRM push.
| 2,892 |
Loan mix (Q1 2026): real estate $13.9M · commercial $0 · consumer $15.7M · securities $2.2M
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 75.0% | 81.5% | 35th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Tri-County Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Tri-County Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Tri-County Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Tri-County Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.