Charter stopped appearing in NCUA call reports — usually a merger; NCUA doesn't publish the acquirer in this data. Figures below are from its last filing. All recent changes →
No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2025 | $779.9M | $612.4M | $598.7M | $81.4M | $546K | 0.28% | 3.20% | 0.34% | 51,318 |
| Q4 2024 | $788.4M | $617.3M | $612.3M | $80.8M | $3.9M | 0.50% | 3.19% | 0.29% | 51,450 |
| Q3 2024 | $805.1M | $612.9M | $618.1M | $79.8M | $2.9M | 0.47% | 3.11% | 0.28% | 51,589 |
| Q2 2024 | $799.1M | $623.0M | $628.6M | $79.0M | $2.1M | 0.52% | 3.12% | 0.29% | 52,184 |
Loan mix (Q1 2025): real estate $231.3M · commercial $232.2M · consumer $58.8M · securities $135.6M
Nothing unusual in — — steady quarter.
| Ratio | Thrivent | Trend (4q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.28% | — | — | |
Return on equity Annualized net income ÷ equity or net worth | 2.7% | — | — | |
Net interest margin Interest income − interest expense, ÷ assets | 3.20% | — | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 90.5% | Not enough history yet. | — | — |
Non-interest income share |
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| 00.0% |
| 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Thrivent | Trend (4q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Thrivent | Trend (4q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Thrivent | Trend (4q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Thrivent | Trend (4q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
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