No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $8.6M | $6.5M | $4.5M | $2.0M | $-30K | -1.42% | 5.06% | 1.25% | 2,228 |
| Q4 2025 | $8.2M | $6.2M | $4.7M | $2.0M | $-552K | -6.70% | 6.10% | 1.57% | 2,234 |
| Q3 2025 | $8.4M | $6.3M | $5.0M | $2.1M | $-494K | -7.84% | 6.15% | 2.76% | 2,238 |
| Q2 2025 | $8.8M | $6.2M | $5.5M | $2.1M | $-483K | -10.95% | 6.50% | 4.92% | 2,407 |
| Q1 2025 | $9.2M | $6.6M | $5.7M | $2.2M | $-384K | -16.66% | 5.82% | 5.69% | 2,388 |
| Q4 2024 | $9.5M | $6.5M | $5.8M | $2.6M | $-77K | -0.81% | 6.45% | 6.81% | 4,048 |
| Q3 2024 | $9.5M | $6.5M | $6.1M | $2.6M | $-45K | -0.64% | 6.61% | 4.68% | 4,022 |
| Q2 2024 | $9.8M | $7.2M | $6.3M | $2.6M | $-85K | -1.74% | 6.39% | 2.61% |
| Ratio | Tex Mex Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | -1.42% | 0.60% | 7th | |
Return on equity Annualized net income ÷ equity or net worth | -6.1% | 4.1% | 10th | |
Net interest margin Interest income − interest expense, ÷ assets | 5.06% | 3.83% |
Peer lists, growth filters, CSV export, CRM push.
| 3,995 |
Loan mix (Q1 2026): real estate $0 · commercial $0 · consumer $3.5M · securities $3.2M
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 118.0% | 81.5% | 94th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Tex Mex Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Tex Mex Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Uninsured deposit share Deposits above the insurance limit ÷ total deposits. The first number a CFO has watched since 2023; above ~40% is high | 00.0% | 00.0% | ||
Borrowings-to-assets FHLB advances, fed funds, repos and other borrowings ÷ assets. Rising = deposits aren't keeping up | 00.0% | 00.0% |
| Ratio | Tex Mex Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Tex Mex Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Tex Mex Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.
1 branches in 1 county across 1 state (+0 vs 2024). Biggest market: Webb, TX, ranked 13th with 0.1% of deposits.
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Webb, TX | 1 | $6.2M* | 0.07% | 13th |
Texas: 802nd with 0.00% · Laredo metro: 13th, 0.07% · * Deposits estimated (total shares spread across branches).
Branch count: 2022 1 · 2023 1 · 2024 1 · 2025 1