Telcomm Credit Union
Total assets
$330.3M
▲ +3.1% YoY
Shares & deposits
$285.6M
▲ +2.6% YoY
Loans
$239.3M
▲ +10.5% YoY
Members
25,434
▲ +4.7% YoY
ROA (annualized)
0.39%
peers 0.69%
ROE (annualized)
2.93%
peers 5.95%
Peer comparison 1,070 credit unions with 100M-500M in assets
| Metric | Telcomm Credit Union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +3.1% | +3.9% | -0.8 pts |
| Share growth (YoY) | +2.6% | +3.3% | -0.7 pts |
| Loan growth (YoY) | +10.5% | +2.9% | +7.6 pts |
| ROA | 0.39% | 0.69% | -0.3 pts |
| ROE | 2.9% | 5.9% | -3.0 pts |
ROA ranks in the 28th percentile of its peer group · Q1 2026
Profile
- Established
- 1940
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 5
- Address
- 2155 E Sunshine St, Springfield, MO, 65804
- NCUA charter #
- 63116
- RSSD ID
- 535191
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $330.3M | $285.6M | $239.3M | $44.0M | $322K | 0.39% | 4.16% | 0.28% | 25,434 |
| Q4 2025 | $323.8M | $279.5M | $232.5M | $43.6M | $1.3M | 0.41% | 4.10% | 0.40% | 25,039 |
| Q3 2025 | $323.9M | $279.9M | $228.9M | $43.4M | $1.0M | 0.43% | 4.03% | 0.36% | 24,933 |
| Q2 2025 | $319.0M | $275.6M | $221.7M | $43.0M | $575K | 0.36% | 4.01% | 0.42% | 24,633 |
| Q1 2025 | $320.3M | $278.3M | $216.5M | $42.6M | $197K | 0.25% | 3.88% | 0.34% | 24,299 |
| Q4 2024 | $308.2M | $267.6M | $216.7M | $42.4M | $2.0M | 0.65% | 3.80% | 0.43% | 24,150 |
| Q3 2024 | $310.7M | $268.5M | $215.7M | $41.7M | $1.3M | 0.55% | 3.69% | 0.34% | 24,099 |
| Q2 2024 | $304.8M | $263.5M | $213.6M | $41.9M | $980K | 0.64% | 3.70% | 0.32% | 24,345 |
Loan mix (Q1 2026): real estate $45.4M · commercial $0 · consumer $187.8M · securities $38.2M
Ratio pack Q1 2026 · peer medians from 1070 institutions
Profitability
| Ratio | Telcomm Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.39% | 0.69% | 28th | |
Return on equity Annualized net income ÷ equity or net worth | 2.9% | 5.9% | 25th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.16% | 3.62% | 81th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 82.8% | 78.7% | 65th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Telcomm Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Telcomm Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Telcomm Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Telcomm Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar credit unions
- Missouri Electric Cooperatives Empl Credit UnionJefferson City, MO · $387.8M
- BluCurrent Credit UnionSpringfield, MO · $393.9M
- Arsenal Credit UnionArnold, MO · $395.1M
- Alltru Federal Credit UnionWentzville, MO · $403.1M
- Alliance Credit UnionFenton, MO · $422.0M
- St. Louis Community Credit UnionSaint Louis, MO · $442.9M
Selling to Telcomm Credit Union?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.