| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | — | +1.3% | — |
| Share growth (YoY) | — | +0.7% | — |
| Loan growth (YoY) | — | -2.4% | — |
| ROA | -0.10% | 0.60% | -0.7 pts |
| ROE | -1.1% | 4.1% | -5.2 pts |
ROA ranks in the 19th percentile of its peer group · Q1 2026
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $17.7M | $16.0M | $10.5M | $1.6M | $-4K | -0.10% | 4.14% | 0.18% | 1,169 |
| Q4 2025 | $16.6M | $14.9M | $11.2M | $1.6M | $15K | 0.09% | 4.47% | 0.21% | 1,165 |
| Q3 2025 | $17.3M | $15.5M | $11.7M | $1.6M | $21K | 0.16% | 4.27% | 0.02% | 1,117 |
| Q2 2025 | $16.7M | $15.1M | $11.5M | $1.6M | $1K | 0.02% | 4.35% | 0.38% | 1,172 |
| Q1 2025 | $17.6M | $16.0M | $11.4M | $1.6M | $-42K | -0.96% | 4.14% | 0.78% | 1,225 |
| Q4 2024 | $17.1M | $15.5M | $11.6M | $1.6M | $135K | 0.79% | 4.33% | 0.23% | 1,216 |
| Q3 2024 | $17.4M | $15.6M | $11.2M | $1.6M | $103K | 0.79% | 4.05% | 0.26% | 1,213 |
| Q2 2024 | $18.1M | $16.3M | $11.0M | $1.5M | $44K | 0.49% | 3.34% | 0.08% |
Peer lists, growth filters, CSV export, CRM push.
| 1,200 |
Loan mix (Q1 2026): real estate $3.9M · commercial $0 · consumer $4.8M · securities $4.7M
1 branches in 1 county across 1 state (+0 vs 2024). Biggest market: Spokane, WA, ranked 35th with 0.1% of deposits.
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Spokane, WA | 1 | $15.1M* | 0.07% | 35th |
Washington: 150th with 0.01% · Spokane-Spokane Valley metro: 36th, 0.06% · * Deposits estimated (total shares spread across branches).
Branch count: 2022 1 · 2023 1 · 2024 1 · 2025 1