No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $7.8M | $6.5M | $6.8M | $1.3M | $4K | 0.20% | 4.17% | 0.00% | 440 |
| Q4 2025 | $7.8M | $6.5M | $6.6M | $1.3M | $21K | 0.26% | 4.19% | 0.00% | 441 |
| Q3 2025 | $7.6M | $6.3M | $6.7M | $1.3M | $24K | 0.42% | 4.22% | 0.00% | 445 |
| Q2 2025 | $7.7M | $6.4M | $6.9M | $1.3M | $13K | 0.33% | 4.03% | 0.00% | 454 |
| Q1 2025 | $7.7M | $6.4M | $6.3M | $1.3M | $928 | 0.05% | 3.95% | 0.00% | 458 |
| Q4 2024 | $7.5M | $6.3M | $6.5M | $1.3M | $22K | 0.30% | 4.09% | 0.00% | 464 |
| Q3 2024 | $7.5M | $6.2M | $6.3M | $1.3M | $25K | 0.44% | 4.08% | 0.00% | 474 |
| Q2 2024 | $7.6M | $6.3M | $6.4M | $1.2M | $14K | 0.37% | 3.96% | 0.00% | 478 |
Loan mix (Q1 2026): real estate $4.3M · commercial $0 · consumer $1.6M · securities $309K
| Ratio | Riverview Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.20% | 0.60% | 30th | |
Return on equity Annualized net income ÷ equity or net worth | 1.2% | 4.1% | 29th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.17% | 3.83% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 95.4% | 81.5% | 79th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Riverview Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Riverview Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Riverview Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Riverview Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.