Red Crown Federal Credit Union
Total assets
$260.0M
▲ +1.8% YoY
Shares & deposits
$215.5M
▲ +0.6% YoY
Loans
$151.9M
▲ +1.1% YoY
Members
18,156
▼ -2.0% YoY
ROA (annualized)
0.12%
peers 0.69%
ROE (annualized)
1.10%
peers 5.95%
Peer comparison 1,070 credit unions with 100M-500M in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +1.8% | +3.9% | -2.1 pts |
| Share growth (YoY) | +0.6% | +3.3% | -2.7 pts |
| Loan growth (YoY) | +1.1% | +2.9% | -1.8 pts |
| ROA | 0.12% | 0.69% | -0.6 pts |
| ROE | 1.1% | 5.9% | -4.8 pts |
ROA ranks in the 12th percentile of its peer group · Q1 2026
Profile
- Established
- 1938
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 5
- Address
- 5001 E 91St St, Tulsa, OK, 74137
- NCUA charter #
- 2585
- RSSD ID
- 765671
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $260.0M | $215.5M | $151.9M | $27.4M | $76K | 0.12% | 3.23% | 0.48% | 18,156 |
| Q4 2025 | $254.5M | $210.5M | $148.4M | $27.3M | $-2.6M | -1.03% | 3.18% | 0.81% | 17,953 |
| Q3 2025 | $253.2M | $208.6M | $148.9M | $28.2M | $-1.9M | -1.00% | 3.10% | 1.43% | 18,158 |
| Q2 2025 | $255.2M | $211.6M | $147.8M | $27.9M | $-2.2M | -1.73% | 3.08% | 1.37% | 18,341 |
| Q1 2025 | $255.4M | $214.1M | $150.3M | $26.5M | $-2.6M | -4.14% | 2.94% | 1.02% | 18,523 |
| Q4 2024 | $246.1M | $210.8M | $153.0M | $23.1M | $137K | 0.06% | 3.31% | 0.64% | 18,825 |
| Q3 2024 | $244.9M | $207.2M | $153.6M | $23.3M | $186K | 0.10% | 3.34% | 0.60% | 19,311 |
| Q2 2024 | $243.9M | $208.9M | $160.8M | $23.3M | $132K | 0.11% | 3.36% | 0.44% | 19,712 |
Loan mix (Q1 2026): real estate $38.8M · commercial $19.4M · consumer $82.1M · securities $54.2M
Ratio pack Q1 2026 · peer medians from 1070 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.12% | 0.69% | 12th | |
Return on equity Annualized net income ÷ equity or net worth | 1.1% | 5.9% | 13th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.23% | 3.62% | 26th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 91.4% | 78.7% | 88th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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