Radio Cab Credit Union
Total assets
$3.6M
▼ -0.8% YoY
Shares & deposits
$2.6M
▼ -1.6% YoY
Loans
$1.1M
▲ +36.7% YoY
Members
204
▲ +5.7% YoY
ROA (annualized)
-0.10%
peers 0.60%
ROE (annualized)
-0.41%
peers 4.10%
Peer comparison 2,508 credit unions with <100M in assets
| Metric | Radio Cab Credit Union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -0.8% | +1.3% | -2.1 pts |
| Share growth (YoY) | -1.6% | +0.7% | -2.3 pts |
| Loan growth (YoY) | +36.7% | -2.4% | +39.1 pts |
| ROA | -0.10% | 0.60% | -0.7 pts |
| ROE | -0.4% | 4.1% | -4.5 pts |
ROA ranks in the 19th percentile of its peer group · Q1 2026
Profile
- Established
- 1948
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 2
- Address
- 1613 Nw Kearney St, Portland, OR, 97209
- NCUA charter #
- 63903
- RSSD ID
- 731292
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.6M | $2.6M | $1.1M | $921K | $-933 | -0.10% | 2.51% | 1.46% | 204 |
| Q4 2025 | $3.6M | $2.7M | $1.0M | $922K | $3K | 0.09% | 2.12% | 2.09% | 202 |
| Q3 2025 | $3.6M | $2.7M | $953K | $920K | $2K | 0.06% | 2.00% | 0.81% | 193 |
| Q2 2025 | $3.6M | $2.6M | $802K | $919K | $1K | 0.06% | 2.00% | 1.09% | 193 |
| Q1 2025 | $3.6M | $2.7M | $820K | $918K | $226 | 0.03% | 2.06% | 0.21% | 193 |
| Q4 2024 | $3.6M | $2.7M | $881K | $918K | $23K | 0.63% | 2.12% | 6.89% | 195 |
| Q3 2024 | $3.5M | $2.6M | $822K | $914K | $18K | 0.68% | 2.20% | 11.15% | 197 |
| Q2 2024 | $3.5M | $2.6M | $858K | $909K | $13K | 0.77% | 2.20% | 0.10% | 198 |
Loan mix (Q1 2026): real estate $0 · commercial $0 · consumer $113K · securities $2.0M
Ratio pack Q1 2026 · peer medians from 2508 institutions
Profitability
| Ratio | Radio Cab Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | -0.10% | 0.60% | — | |
Return on equity Annualized net income ÷ equity or net worth | -0.4% | 4.1% | — | |
Net interest margin Interest income − interest expense, ÷ assets | 2.51% | 3.83% | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 103.9% | 81.5% | — | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Radio Cab Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Radio Cab Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Radio Cab Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Radio Cab Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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