No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $81.6M | $62.5M | $27.8M | $18.7M | $206K | 1.01% | 2.95% | 0.53% | 4,496 |
| Q4 2025 | $81.4M | $62.5M | $28.5M | $18.6M | $1.0M | 1.24% | 2.56% | 0.25% | 4,520 |
| Q3 2025 | $80.6M | $61.9M | $29.0M | $18.4M | $806K | 1.33% | 2.53% | 0.16% | 4,506 |
| Q2 2025 | $81.5M | $63.0M | $29.6M | $18.1M | $530K | 1.30% | 2.56% | 0.15% | 4,512 |
| Q1 2025 | $81.1M | $63.0M | $30.2M | $17.8M | $257K | 1.26% | 2.48% | 0.18% | 4,552 |
| Q4 2024 | $80.3M | $62.4M | $31.6M | $17.5M | $1.0M | 1.25% | 2.63% | 0.46% | 4,242 |
| Q3 2024 | $80.3M | $62.7M | $31.4M | $17.3M | $768K | 1.28% | 2.74% | 0.01% | 4,530 |
| Q2 2024 | $82.4M | $65.1M | $31.0M | $16.9M | $412K | 1.00% | 2.50% | 0.21% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.01% | 0.60% | 69th | |
Return on equity Annualized net income ÷ equity or net worth | 4.4% | 4.1% | 52nd | |
Net interest margin Interest income − interest expense, ÷ assets | 2.95% | 3.83% |
Peer lists, growth filters, CSV export, CRM push.
| 4,593 |
Loan mix (Q1 2026): real estate $13.6M · commercial $0 · consumer $13.0M · securities $27.7M
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 69.3% | 81.5% | 24th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Uninsured deposit share Deposits above the insurance limit ÷ total deposits. The first number a CFO has watched since 2023; above ~40% is high | 00.0% | 00.0% | ||
Borrowings-to-assets FHLB advances, fed funds, repos and other borrowings ÷ assets. Rising = deposits aren't keeping up | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.
1 branches in 1 county across 1 state (+0 vs 2024). Biggest market: Allegheny, PA, ranked 32nd with 0.0% of deposits.
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Allegheny, PA | 1 | $63.0M* | 0.03% | 32nd |
Pennsylvania: 243rd with 0.01% · Pittsburgh metro: 63rd, 0.03% · * Deposits estimated (total shares spread across branches).
Branch count: 2022 1 · 2023 1 · 2024 1 · 2025 1