No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $364.2M | $321.1M | $266.7M | $32.6M | $263K | 0.29% | 3.70% | 0.78% | 27,433 |
| Q4 2025 | $343.5M | $300.4M | $263.7M | $32.4M | $950K | 0.28% | 3.94% | 0.88% | 27,482 |
| Q3 2025 | $356.5M | $304.4M | $256.2M | $31.8M | $350K | 0.13% | 3.75% | 1.03% | 27,355 |
| Q2 2025 | $359.4M | $317.3M | $248.6M | $31.9M | $506K | 0.28% | 3.68% | 1.23% | 27,263 |
| Q1 2025 | $362.8M | $321.7M | $248.5M | $32.0M | $294K | 0.32% | 3.60% | 1.32% | 27,438 |
| Q4 2024 | $385.7M | $323.0M | $254.3M | $31.7M | $1.9M | 0.50% | 3.42% | 0.96% | 27,379 |
| Q3 2024 | $376.9M | $314.3M | $260.7M | $30.6M | $1.6M | 0.56% | 3.48% | 1.02% | 27,200 |
| Q2 2024 | $357.7M | $296.4M | $259.6M | $30.4M | $803K | 0.45% | 3.66% |
Nothing unusual in Q1 2026 — steady quarter.
| Ratio | Orlando Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.29% | 0.69% | 22th | |
Return on equity Annualized net income ÷ equity or net worth | 3.2% | 5.9% | 27th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.70% | 3.62% |
Peer lists, growth filters, CSV export, CRM push.
| 0.24% |
| 26,134 |
Loan mix (Q1 2026): real estate $99.9M · commercial $64.3M · consumer $95.9M · securities $33.0M
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 80.8% | 78.7% | 58th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Orlando Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Orlando Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Orlando Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Orlando Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.