CharterBench

Nuvision Federal Credit Union

Credit UnionFCUHuntington Beac, CA·Est. 1935·NCUA #566Compare ⇄
Total assets
$3.94B
+1.4% YoY
Shares & deposits
$3.30B
+1.2% YoY
Loans
$3.10B
+2.1% YoY
Members
204,942
-4.7% YoY
ROA (annualized)
0.76%
peers 0.71%
ROE (annualized)
6.43%
peers 6.28%

Peer comparison 450 credit unions with 1B-10B in assets

MetricThis credit unionPeer medianΔ
Asset growth (YoY)+1.4%+5.1%-3.7 pts
Share growth (YoY)+1.2%+4.9%-3.6 pts
Loan growth (YoY)+2.1%+5.4%-3.4 pts
ROA0.76%0.71%+0.1 pts
ROE6.4%6.3%+0.2 pts

ROA ranks in the 55th percentile of its peer group · Q1 2026

Profile

Established
1935
Charter
FCU
Primary regulator
NCUA
NCUA peer group
Peer group 6
Address
7812 Edinger Ave, Huntington Beac, CA, 92647
NCUA charter #
566
RSSD ID
973775
Latest call report
Q1 2026

Total assets last 8 quarters

Q2 2024 → Q1 2026

Members last 8 quarters

Q2 2024 → Q1 2026

Quarterly financials NCUA 5300 call report

QuarterAssetsSharesLoansNet worthNet income YTDROANIMDelinquencyMembers
Q1 2026$3.94B$3.30B$3.10B$467.2M$7.5M0.76%3.73%0.45%204,942
Q4 2025$3.92B$3.30B$3.11B$459.7M$31.1M0.79%3.63%0.56%212,237
Q3 2025$3.93B$3.31B$3.09B$452.6M$22.8M0.77%3.59%0.54%213,989
Q2 2025$3.86B$3.23B$3.07B$444.3M$14.5M0.75%3.60%0.55%213,633
Q1 2025$3.88B$3.26B$3.04B$434.9M$5.1M0.52%3.42%0.53%215,010
Q4 2024$3.31B$2.74B$2.70B$383.9M$10.0M0.30%3.33%0.58%177,905
Q3 2024$3.47B$2.73B$2.69B$382.5M$7.4M0.28%3.08%0.52%177,066
Q2 2024$3.44B$2.71B$2.67B$378.2M$3.1M0.18%3.01%0.50%175,456

Loan mix (Q1 2026): real estate $1.54B · commercial $295.6M · consumer $992.3M · securities $378.1M

Ratio pack Q1 2026 · peer medians from 450 institutions

Profitability
RatioValueTrend (8q)Peer medianPeer percentile
Return on assets
Annualized net income ÷ assets
0.76%Q2 2024 → Q1 20260.71%
55th
Return on equity
Annualized net income ÷ equity or net worth
6.4%Q2 2024 → Q1 20266.3%
52th
Net interest margin
Interest income − interest expense, ÷ assets
3.73%Q2 2024 → Q1 20263.32%
78th
Efficiency ratio
Operating expense ÷ revenue — lower is leaner
71.9%Q1 2025 → Q1 202673.0%
46th
Non-interest income share
Fees and other income as a share of total revenue
00.0%
00.0%
Cost of funds
Annualized interest expense ÷ deposits
00.0%
00.0%
Balance sheet
RatioValueTrend (8q)Peer medianPeer percentile
Loan-to-deposit
Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand
00.0%
00.0%
Loans-to-assets
How much of the balance sheet is lent out
00.0%
00.0%
Securities-to-assets
Investment portfolio as a share of assets
00.0%
00.0%
Cash-to-assets
On-balance-sheet liquidity
00.0%
00.0%
Capital
RatioValueTrend (8q)Peer medianPeer percentile
Capital ratio
Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7%
00.0%
00.0%
Credit quality
RatioValueTrend (8q)Peer medianPeer percentile
Nonperforming / delinquency
Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans
00.0%
00.0%
Net charge-off rate
Annualized charge-offs net of recoveries ÷ loans
00.0%
00.0%
CRE concentration
Commercial real estate loans ÷ capital. Regulators flag banks above 300%
00.0%
00.0%
Franchise
RatioValueTrend (8q)Peer medianPeer percentile
Loans per member
Member borrowing depth
00.0%
00.0%
Deposits per member
Member relationship depth
00.0%
00.0%
12 more ratios, with trends and peer percentiles.

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