Charter stopped appearing in NCUA call reports — usually a merger; NCUA doesn't publish the acquirer in this data. Figures below are from its last filing. All recent changes →
No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2025 | $17K | $7K | $0 | $10K | $376 | 4.48% | 4.62% | — | 82 |
| Q1 2025 | $97K | $87K | $5K | $10K | $-1K | -4.28% | 15.26% | 5.20% | 82 |
| Q4 2024 | $112K | $102K | $5K | $9K | $-754 | -0.68% | 1.90% | 4.83% | 134 |
| Q3 2024 | $111K | $101K | $3K | $9K | $-706 | -0.85% | 1.74% | 24.79% | 134 |
| Q2 2024 | $112K | $103K | $4K | $9K | $392 | 0.70% | 2.34% | 14.11% | 134 |
Nothing unusual in — — steady quarter.
| Ratio | New Rising Star | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 4.48% | — | — | |
Return on equity Annualized net income ÷ equity or net worth | 7.4% | — | — | |
Net interest margin Interest income − interest expense, ÷ assets | 4.62% | — | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 560.5% |
Peer lists, growth filters, CSV export, CRM push.
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Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | New Rising Star | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | New Rising Star | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | New Rising Star | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | New Rising Star | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.