Charter stopped appearing in NCUA call reports — usually a merger; NCUA doesn't publish the acquirer in this data. Figures below are from its last filing. All recent changes →
No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2025 | $13.3M | $12.1M | $6.3M | $1.3M | $72K | 1.08% | 5.01% | 1.05% | 1,467 |
| Q1 2025 | $13.0M | $12.0M | $6.6M | $1.1M | $-45K | -1.39% | 3.28% | 2.18% | 1,486 |
| Q4 2024 | $12.9M | $11.8M | $7.0M | $1.1M | $167K | 1.29% | 5.37% | 1.84% | 1,501 |
| Q3 2024 | $13.3M | $12.3M | $7.1M | $1.1M | $169K | 1.69% | 5.25% | 2.03% | 1,535 |
| Q2 2024 | $13.9M | $12.9M | $6.8M | $1.0M | $102K | 1.48% | 5.02% | 0.23% | 1,560 |
Loan mix (Q2 2025): real estate $1.6M · commercial $0 · consumer $3.2M · securities $6.0M
Nothing unusual in — — steady quarter.
| Ratio | N.H. Community | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.08% | — | — | |
Return on equity Annualized net income ÷ equity or net worth | 11.1% | — | — | |
Net interest margin Interest income − interest expense, ÷ assets | 5.01% | — | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 81.2% |
Peer lists, growth filters, CSV export, CRM push.
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Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | N.H. Community | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | N.H. Community | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | N.H. Community | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | N.H. Community | Trend (5q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.