Members Preferred Credit Union
Total assets
$60.3M
▲ +6.9% YoY
Shares & deposits
$47.7M
▲ +5.7% YoY
Loans
$41.0M
▲ +13.3% YoY
Members
4,434
▲ +3.4% YoY
ROA (annualized)
2.82%
peers 0.60%
ROE (annualized)
13.40%
peers 4.10%
Peer comparison 2,508 credit unions with <100M in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +6.9% | +1.3% | +5.6 pts |
| Share growth (YoY) | +5.7% | +0.7% | +5.1 pts |
| Loan growth (YoY) | +13.3% | -2.4% | +15.6 pts |
| ROA | 2.82% | 0.60% | +2.2 pts |
| ROE | 13.4% | 4.1% | +9.3 pts |
ROA ranks in the 98th percentile of its peer group · Q1 2026
Profile
- Established
- 1968
- Charter
- NFICU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 4
- Address
- P.O. Box 2200, Idaho Falls, ID, 83403
- NCUA charter #
- 82547
- RSSD ID
- 817093
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $60.3M | $47.7M | $41.0M | $12.7M | $425K | 2.82% | 5.02% | 1.18% | 4,434 |
| Q4 2025 | $58.1M | $45.9M | $40.8M | $12.3M | $1.3M | 2.20% | 5.50% | 1.15% | 4,332 |
| Q3 2025 | $55.7M | $43.7M | $38.8M | $12.0M | $1.0M | 2.40% | 5.80% | 0.74% | 4,187 |
| Q2 2025 | $55.2M | $43.6M | $36.9M | $11.6M | $651K | 2.36% | 5.84% | 1.22% | 4,233 |
| Q1 2025 | $56.4M | $45.1M | $36.2M | $11.3M | $343K | 2.43% | 5.63% | 1.13% | 4,287 |
| Q4 2024 | $55.7M | $44.6M | $36.4M | $11.0M | $1.4M | 2.60% | 5.57% | 0.92% | 4,196 |
| Q3 2024 | $54.7M | $44.0M | $36.9M | $10.6M | $1.1M | 2.71% | 5.55% | 1.12% | 4,368 |
| Q2 2024 | $54.0M | $43.7M | $37.1M | $10.2M | $688K | 2.55% | 5.47% | 1.28% | 4,389 |
Loan mix (Q1 2026): real estate $3.3M · commercial $0 · consumer $34.4M · securities $12.5M
Ratio pack Q1 2026 · peer medians from 2508 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 2.82% | 0.60% | — | |
Return on equity Annualized net income ÷ equity or net worth | 13.4% | 4.1% | — | |
Net interest margin Interest income − interest expense, ÷ assets | 5.02% | 3.83% | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 42.5% | 81.5% | — | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar credit unions
- Metro Federal Credit UnionArlington Heigh, IL · $78.7M
- Cove Federal Credit UnionEdgewood, KY · $78.8M
- Bay Cities Credit UnionHayward, CA · $78.8M
- Castparts Employees Federal Credit UnionPortland, OR · $78.9M
- Enbright Credit UnionNashville, TN · $78.9M
- Texan Sky Federal Credit UnionDumas, TX · $78.9M
Selling to Members Preferred Credit Union?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.