Charter stopped appearing in NCUA call reports — usually a merger; NCUA doesn't publish the acquirer in this data. Figures below are from its last filing. All recent changes →
No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2025 | $21.4M | $13.3M | $7.3M | $7.5M | $8K | 0.15% | 3.20% | 0.60% | 1,088 |
| Q4 2024 | $22.2M | $13.8M | $7.6M | $7.5M | $65K | 0.29% | 3.02% | 0.80% | 1,090 |
| Q3 2024 | $23.1M | $14.6M | $7.6M | $7.5M | $44K | 0.25% | 2.86% | 0.30% | 1,120 |
| Q2 2024 | $23.8M | $14.9M | $7.4M | $7.5M | $21K | 0.17% | 2.73% | 0.15% | 1,115 |
Loan mix (Q1 2025): real estate $2.6M · commercial $0 · consumer $4.6M · securities $13.6M
Nothing unusual in — — steady quarter.
| Ratio | Matson Employees | Trend (4q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.15% | — | — | |
Return on equity Annualized net income ÷ equity or net worth | 0.4% | — | — | |
Net interest margin Interest income − interest expense, ÷ assets | 3.20% | — | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 86.7% | Not enough history yet. | — | — |
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| 00.0% |
| 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Matson Employees | Trend (4q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Matson Employees | Trend (4q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Matson Employees | Trend (4q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Matson Employees | Trend (4q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
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