No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $51.6M | $43.7M | $29.8M | $7.1M | $820 | 0.01% | 4.27% | 0.70% | 6,913 |
| Q4 2025 | $52.1M | $43.9M | $29.8M | $7.1M | $138K | 0.26% | 3.96% | 1.03% | 6,896 |
| Q3 2025 | $52.4M | $44.0M | $30.6M | $7.1M | $124K | 0.32% | 3.94% | 0.40% | 7,013 |
| Q2 2025 | $53.3M | $45.4M | $31.4M | $7.0M | $32K | 0.12% | 3.72% | 0.28% | 7,399 |
| Q1 2025 | $52.9M | $45.5M | $31.2M | $6.9M | $-51K | -0.38% | 3.67% | 0.35% | 7,323 |
| Q4 2024 | $52.7M | $45.0M | $31.7M | $7.0M | $-238K | -0.45% | 3.73% | 0.73% | 7,253 |
| Q3 2024 | $54.7M | $45.7M | $32.0M | $6.9M | $-284K | -0.69% | 3.42% | 0.81% | 7,206 |
| Q2 2024 | $56.0M | $46.0M | $32.6M | $7.0M | $-196K | -0.70% | 3.20% | 0.61% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.01% | 0.60% | 21th | |
Return on equity Annualized net income ÷ equity or net worth | 0.0% | 4.1% | 21th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.27% | 3.83% |
Peer lists, growth filters, CSV export, CRM push.
| 7,103 |
Loan mix (Q1 2026): real estate $21.4M · commercial $0 · consumer $8.3M · securities $12.4M
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 88.1% | 81.5% | 66th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.