Logix Federal Credit Union
Total assets
$9.72B
▲ +1.1% YoY
Shares & deposits
$8.19B
▲ +3.7% YoY
Loans
$7.72B
▲ +0.9% YoY
Members
244,797
▼ -3.6% YoY
ROA (annualized)
0.92%
peers 0.71%
ROE (annualized)
5.96%
peers 6.28%
Peer comparison 450 credit unions with 1B-10B in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +1.1% | +5.1% | -4.0 pts |
| Share growth (YoY) | +3.6% | +4.9% | -1.2 pts |
| Loan growth (YoY) | +0.8% | +5.4% | -4.6 pts |
| ROA | 0.92% | 0.71% | +0.2 pts |
| ROE | 6.0% | 6.3% | -0.3 pts |
ROA ranks in the 68th percentile of its peer group · Q1 2026
Profile
- Established
- 1937
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- 27918 Franklin Pkwy, Valencia, CA, 91355
- NCUA charter #
- 1999
- RSSD ID
- 284378
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $9.72B | $8.19B | $7.72B | $1.50B | $22.3M | 0.92% | 2.70% | 0.73% | 244,797 |
| Q4 2025 | $9.66B | $8.05B | $7.75B | $1.47B | $86.2M | 0.89% | 2.59% | 0.88% | 257,619 |
| Q3 2025 | $9.73B | $7.96B | $7.73B | $1.45B | $65.4M | 0.90% | 2.54% | 0.96% | 256,502 |
| Q2 2025 | $9.59B | $7.85B | $7.69B | $1.43B | $42.0M | 0.88% | 2.53% | 0.81% | 255,389 |
| Q1 2025 | $9.61B | $7.90B | $7.66B | $1.41B | $19.7M | 0.82% | 2.42% | 0.62% | 254,002 |
| Q4 2024 | $9.73B | $7.80B | $7.68B | $1.39B | $67.0M | 0.69% | 2.17% | 0.75% | 252,513 |
| Q3 2024 | $9.90B | $7.67B | $7.66B | $1.37B | $51.7M | 0.70% | 2.10% | 0.55% | 251,529 |
| Q2 2024 | $9.82B | $7.59B | $7.69B | $1.36B | $35.3M | 0.72% | 2.06% | 0.49% | 250,132 |
Loan mix (Q1 2026): real estate $5.01B · commercial $830.7M · consumer $1.68B · securities $879.1M
Ratio pack Q1 2026 · peer medians from 450 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.92% | 0.71% | 68th | |
Return on equity Annualized net income ÷ equity or net worth | 6.0% | 6.3% | 46th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.70% | 3.32% | 15th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 61.9% | 73.0% | 14th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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