Lee Federal Credit Union
Total assets
$5.5M
▼ -6.7% YoY
Shares & deposits
$2.8M
▼ -15.7% YoY
Loans
$1.2M
▼ -8.4% YoY
Members
248
▼ -5.0% YoY
ROA (annualized)
2.07%
peers 0.60%
ROE (annualized)
4.16%
peers 4.10%
Peer comparison 2,508 credit unions with <100M in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -6.7% | +1.3% | -8.0 pts |
| Share growth (YoY) | -15.7% | +0.7% | -16.4 pts |
| Loan growth (YoY) | -8.4% | -2.4% | -6.0 pts |
| ROA | 2.07% | 0.60% | +1.5 pts |
| ROE | 4.2% | 4.1% | +0.1 pts |
ROA ranks in the 94th percentile of its peer group · Q1 2026
Profile
- Established
- 1962
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 2
- Address
- Post Office Box 1741, Washington, DC, 20013
- NCUA charter #
- 15174
- RSSD ID
- 1017283
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $5.5M | $2.8M | $1.2M | $2.7M | $29K | 2.07% | 3.23% | 0.00% | 248 |
| Q4 2025 | $5.5M | $2.8M | $1.3M | $2.7M | $136K | 2.45% | 3.72% | 0.00% | 250 |
| Q3 2025 | $5.7M | $3.0M | $1.3M | $2.7M | $114K | 2.67% | 3.77% | 0.00% | 251 |
| Q2 2025 | $5.8M | $3.1M | $1.3M | $2.7M | $79K | 2.72% | 3.83% | 0.00% | 257 |
| Q1 2025 | $5.9M | $3.3M | $1.3M | $2.6M | $42K | 2.82% | 3.91% | 0.00% | 261 |
| Q4 2024 | $6.1M | $3.5M | $1.4M | $2.6M | $170K | 2.80% | 3.96% | 0.00% | 274 |
| Q3 2024 | $6.0M | $3.4M | $1.4M | $2.5M | $136K | 3.02% | 4.10% | 0.00% | 277 |
| Q2 2024 | $6.0M | $3.5M | $1.4M | $2.5M | $92K | 3.05% | 4.07% | 0.00% | 285 |
Loan mix (Q1 2026): real estate $1.2M · commercial $0 · consumer $0 · securities $3.8M
Ratio pack Q1 2026 · peer medians from 2508 institutions
Profitability
| Ratio | Lee Federal Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 2.07% | 0.60% | 94th | |
Return on equity Annualized net income ÷ equity or net worth | 4.2% | 4.1% | 51th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.23% | 3.83% | 26th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 36.9% | 81.5% | 2th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Lee Federal Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Lee Federal Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Lee Federal Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Lee Federal Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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