CharterBench

Landmark Credit Union

Credit UnionFISCUDanville, IL·Est. 1935·NCUA #60532Compare ⇄
Total assets
$122.5M
+1.0% YoY
Shares & deposits
$109.5M
+0.6% YoY
Loans
$45.4M
+9.4% YoY
Members
9,610
-2.4% YoY
ROA (annualized)
0.13%
peers 0.69%
ROE (annualized)
1.32%
peers 5.95%

Peer comparison 1,070 credit unions with 100M-500M in assets

MetricLandmark Credit UnionPeer medianΔ
Asset growth (YoY)+1.0%+3.9%-2.9 pts
Share growth (YoY)+0.6%+3.3%-2.7 pts
Loan growth (YoY)+9.4%+2.9%+6.5 pts
ROA0.13%0.69%-0.6 pts
ROE1.3%5.9%-4.6 pts

ROA ranks in the 13th percentile of its peer group · Q1 2026

Profile

Established
1935
Charter
FISCU
Primary regulator
NCUA
NCUA peer group
Peer group 5
Address
506 W Fairchild St, Danville, IL, 61832
NCUA charter #
60532
RSSD ID
413691
Latest call report
Q1 2026

Total assets last 8 quarters

Q2 2024 → Q1 2026

Members last 8 quarters

Q2 2024 → Q1 2026

Quarterly financials NCUA 5300 call report

QuarterAssetsSharesLoansNet worthNet income YTDROANIMDelinquencyMembers
Q1 2026$122.5M$109.5M$45.4M$11.7M$39K0.13%3.34%0.48%9,610
Q4 2025$118.6M$105.6M$46.9M$11.7M$324K0.27%3.23%0.62%9,698
Q3 2025$117.2M$104.0M$45.9M$11.6M$224K0.26%3.19%0.72%9,773
Q2 2025$118.8M$105.5M$45.3M$11.5M$117K0.20%3.03%0.72%9,831
Q1 2025$121.4M$108.8M$41.5M$11.4M$12K0.04%2.85%0.67%9,845
Q4 2024$113.8M$101.2M$42.9M$11.4M$194K0.17%3.01%0.91%9,866
Q3 2024$115.0M$102.7M$44.3M$11.4M$178K0.21%2.96%0.78%9,984
Q2 2024$116.3M$103.4M$42.4M$11.4M$152K0.26%2.89%0.81%10,082

Loan mix (Q1 2026): real estate $4.6M · commercial $0 · consumer $40.6M · securities $54.2M

Ratio pack Q1 2026 · peer medians from 1070 institutions

Profitability
RatioLandmark Credit UnionTrend (8q)Peer medianPeer percentile
Return on assets
Annualized net income ÷ assets
0.13%Q2 2024 → Q1 20260.69%
13th
Return on equity
Annualized net income ÷ equity or net worth
1.3%Q2 2024 → Q1 20265.9%
14th
Net interest margin
Interest income − interest expense, ÷ assets
3.34%Q2 2024 → Q1 20263.62%
33th
Efficiency ratio
Operating expense ÷ revenue — lower is leaner
91.9%Q1 2025 → Q1 202678.7%
89th
Non-interest income share
Fees and other income as a share of total revenue
00.0%
00.0%
Cost of funds
Annualized interest expense ÷ deposits
00.0%
00.0%
Balance sheet
RatioLandmark Credit UnionTrend (8q)Peer medianPeer percentile
Loan-to-deposit
Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand
00.0%
00.0%
Loans-to-assets
How much of the balance sheet is lent out
00.0%
00.0%
Securities-to-assets
Investment portfolio as a share of assets
00.0%
00.0%
Cash-to-assets
On-balance-sheet liquidity
00.0%
00.0%
Capital
RatioLandmark Credit UnionTrend (8q)Peer medianPeer percentile
Capital ratio
Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7%
00.0%
00.0%
Credit quality
RatioLandmark Credit UnionTrend (8q)Peer medianPeer percentile
Nonperforming / delinquency
Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans
00.0%
00.0%
Net charge-off rate
Annualized charge-offs net of recoveries ÷ loans
00.0%
00.0%
CRE concentration
Commercial real estate loans ÷ capital. Regulators flag banks above 300%
00.0%
00.0%
Franchise
RatioLandmark Credit UnionTrend (8q)Peer medianPeer percentile
Loans per member
Member borrowing depth
00.0%
00.0%
Deposits per member
Member relationship depth
00.0%
00.0%
12 more ratios, with trends and peer percentiles.

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