Knoxville Tva Employees Credit Union
Total assets
$5.23B
▲ +10.2% YoY
Shares & deposits
$4.52B
▲ +10.4% YoY
Loans
$4.21B
▲ +6.1% YoY
Members
308,760
▲ +6.5% YoY
ROA (annualized)
0.69%
peers 0.71%
ROE (annualized)
6.49%
peers 6.28%
Peer comparison 450 credit unions with 1B-10B in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +10.2% | +5.1% | +5.1 pts |
| Share growth (YoY) | +10.4% | +4.9% | +5.5 pts |
| Loan growth (YoY) | +6.1% | +5.4% | +0.7 pts |
| ROA | 0.69% | 0.71% | -0.0 pts |
| ROE | 6.5% | 6.3% | +0.2 pts |
ROA ranks in the 49th percentile of its peer group · Q1 2026
Profile
- Established
- 1934
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- P.O. Box 36027, Knoxville, TN, 37930
- NCUA charter #
- 68085
- RSSD ID
- 456492
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $5.23B | $4.52B | $4.21B | $557.2M | $9.0M | 0.69% | 3.35% | 0.33% | 308,760 |
| Q4 2025 | $5.14B | $4.42B | $4.17B | $552.0M | $82.9M | 1.61% | 3.21% | 0.52% | 303,836 |
| Q3 2025 | $4.97B | $4.28B | $4.08B | $527.9M | $58.8M | 1.58% | 3.21% | 0.44% | 298,362 |
| Q2 2025 | $4.84B | $4.17B | $4.04B | $508.4M | $39.2M | 1.62% | 3.17% | 0.39% | 294,315 |
| Q1 2025 | $4.75B | $4.09B | $3.96B | $489.6M | $20.5M | 1.73% | 3.21% | 0.32% | 290,008 |
| Q4 2024 | $4.62B | $3.97B | $3.89B | $472.5M | $64.7M | 1.40% | 2.97% | 0.38% | 287,427 |
| Q3 2024 | $4.60B | $3.95B | $3.79B | $455.3M | $47.5M | 1.38% | 2.91% | 0.32% | 285,151 |
| Q2 2024 | $4.54B | $3.88B | $3.74B | $437.9M | $30.1M | 1.32% | 2.87% | 0.26% | 281,925 |
Loan mix (Q1 2026): real estate $1.01B · commercial $462.0M · consumer $2.52B · securities $11.7M
Ratio pack Q1 2026 · peer medians from 450 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.69% | 0.71% | 49th | |
Return on equity Annualized net income ÷ equity or net worth | 6.5% | 6.3% | 52th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.35% | 3.32% | 52th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 52.5% | 73.0% | 3th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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