Kings Peak Credit Union
Total assets
$65.4M
▲ +14.4% YoY
Shares & deposits
$59.3M
▲ +14.0% YoY
Loans
$50.0M
▲ +19.5% YoY
Members
3,926
▲ +10.4% YoY
ROA (annualized)
1.61%
peers 0.60%
ROE (annualized)
17.50%
peers 4.10%
Peer comparison 2,508 credit unions with <100M in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +14.4% | +1.3% | +13.1 pts |
| Share growth (YoY) | +14.0% | +0.7% | +13.3 pts |
| Loan growth (YoY) | +19.5% | -2.4% | +21.8 pts |
| ROA | 1.61% | 0.60% | +1.0 pts |
| ROE | 17.5% | 4.1% | +13.4 pts |
ROA ranks in the 87th percentile of its peer group · Q1 2026
Profile
- Established
- 1960
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 4
- Address
- 180 N 300 E, Roosevelt, UT, 84066
- NCUA charter #
- 67160
- RSSD ID
- 273792
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $65.4M | $59.3M | $50.0M | $6.0M | $263K | 1.61% | 4.22% | 3.03% | 3,926 |
| Q4 2025 | $65.7M | $59.9M | $49.1M | $5.8M | $893K | 1.36% | 3.71% | 2.68% | 3,817 |
| Q3 2025 | $60.1M | $54.5M | $46.9M | $5.5M | $625K | 1.39% | 3.91% | 1.66% | 3,699 |
| Q2 2025 | $59.1M | $53.7M | $44.8M | $5.2M | $367K | 1.24% | 3.76% | 1.78% | 3,634 |
| Q1 2025 | $57.2M | $52.0M | $41.9M | $5.1M | $205K | 1.44% | 3.57% | 1.48% | 3,555 |
| Q4 2024 | $56.1M | $51.1M | $41.2M | $4.9M | $830K | 1.48% | 3.66% | 2.02% | 3,484 |
| Q3 2024 | $50.7M | $46.0M | $39.8M | $4.6M | $598K | 1.57% | 4.01% | 1.65% | 3,400 |
| Q2 2024 | $48.8M | $44.4M | $38.6M | $4.4M | $341K | 1.40% | 4.01% | 1.56% | 3,338 |
Loan mix (Q1 2026): real estate $15.6M · commercial $0 · consumer $27.2M · securities $7.1M
Ratio pack Q1 2026 · peer medians from 2508 institutions
Profitability
| Ratio | Kings Peak Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.61% | 0.60% | 87th | |
Return on equity Annualized net income ÷ equity or net worth | 17.5% | 4.1% | 98th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.22% | 3.83% | 68th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 58.7% | 81.5% | 11th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Kings Peak Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Kings Peak Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Kings Peak Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Kings Peak Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
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