Kansas Teachers Community Credit Union
Total assets
$125.5M
▼ -0.8% YoY
Shares & deposits
$106.6M
▼ -2.6% YoY
Loans
$62.2M
▼ -1.8% YoY
Members
10,915
▼ -11.6% YoY
ROA (annualized)
1.30%
peers 0.69%
ROE (annualized)
8.77%
peers 5.95%
Peer comparison 1,070 credit unions with 100M-500M in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -0.8% | +3.9% | -4.7 pts |
| Share growth (YoY) | -2.6% | +3.3% | -5.9 pts |
| Loan growth (YoY) | -1.8% | +2.9% | -4.7 pts |
| ROA | 1.30% | 0.69% | +0.6 pts |
| ROE | 8.8% | 5.9% | +2.8 pts |
ROA ranks in the 84th percentile of its peer group · Q1 2026
Profile
- Established
- 1949
- Charter
- FISCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 5
- Address
- P O Box 1296, Pittsburg, KS, 66762
- NCUA charter #
- 67995
- RSSD ID
- 85892
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $125.5M | $106.6M | $62.2M | $18.7M | $410K | 1.30% | 4.04% | 0.79% | 10,915 |
| Q4 2025 | $121.7M | $103.4M | $61.1M | $18.3M | $1.5M | 1.27% | 4.11% | 1.30% | 12,194 |
| Q3 2025 | $123.7M | $105.9M | $61.3M | $18.0M | $1.2M | 1.34% | 4.00% | 1.91% | 12,502 |
| Q2 2025 | $126.0M | $108.5M | $62.1M | $17.5M | $790K | 1.25% | 3.88% | 1.32% | 12,342 |
| Q1 2025 | $126.5M | $109.5M | $63.3M | $17.0M | $311K | 0.98% | 3.72% | 1.20% | 12,342 |
| Q4 2024 | $121.9M | $105.8M | $65.2M | $16.7M | $566K | 0.46% | 3.78% | 1.22% | 12,342 |
| Q3 2024 | $122.7M | $106.5M | $68.5M | $16.6M | $476K | 0.52% | 3.66% | 1.08% | 12,073 |
| Q2 2024 | $123.6M | $107.5M | $72.8M | $16.5M | $300K | 0.49% | 3.52% | 1.09% | 12,713 |
Loan mix (Q1 2026): real estate $19.4M · commercial $0 · consumer $39.4M · securities $33.6M
Ratio pack Q1 2026 · peer medians from 1070 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.30% | 0.69% | 84th | |
Return on equity Annualized net income ÷ equity or net worth | 8.8% | 5.9% | 74th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.04% | 3.62% | 76th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 68.4% | 78.7% | 21th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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