No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $4.2M | $3.4M | $2.4M | $779K | $6K | 0.54% | 5.64% | 3.42% | 609 |
| Q4 2025 | $4.2M | $3.4M | $2.4M | $774K | $-36K | -0.84% | 5.43% | 4.81% | 621 |
| Q3 2025 | $4.3M | $3.4M | $2.6M | $794K | $-15K | -0.47% | 5.40% | 4.95% | 620 |
| Q2 2025 | $4.3M | $3.4M | $2.4M | $798K | $-11K | -0.51% | 5.32% | 3.50% | 626 |
| Q1 2025 | $4.4M | $3.5M | $2.5M | $812K | $2K | 0.22% | 5.56% | 3.47% | 629 |
| Q4 2024 | $4.3M | $3.5M | $2.7M | $809K | $6K | 0.13% | 5.93% | 1.07% | 624 |
| Q3 2024 | $4.3M | $3.4M | $2.9M | $808K | $4K | 0.14% | 5.94% | 2.24% | 634 |
| Q2 2024 | $4.3M | $3.4M | $3.0M | $804K | $454 | 0.02% | 5.80% | 0.52% | 637 |
| Ratio | Intercorp Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.54% | 0.60% | 47th | |
Return on equity Annualized net income ÷ equity or net worth | 2.9% | 4.1% | 42th | |
Net interest margin Interest income − interest expense, ÷ assets | 5.64% | 3.83% |
Peer lists, growth filters, CSV export, CRM push.
Loan mix (Q1 2026): real estate $0 · commercial $0 · consumer $2.1M · securities $701K
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 83.3% | 81.5% | 54th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Intercorp Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Intercorp Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Intercorp Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Intercorp Credit Union | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.