I B E W 26 Federal Credit Union
Total assets
$30.2M
▲ +4.7% YoY
Shares & deposits
$27.4M
▲ +4.0% YoY
Loans
$18.2M
▲ +22.9% YoY
Members
2,892
▲ +4.0% YoY
ROA (annualized)
0.40%
peers 0.60%
ROE (annualized)
5.44%
peers 4.10%
Peer comparison 2,508 credit unions with <100M in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +4.7% | +1.3% | +3.4 pts |
| Share growth (YoY) | +4.0% | +0.7% | +3.4 pts |
| Loan growth (YoY) | +22.9% | -2.4% | +25.3 pts |
| ROA | 0.40% | 0.60% | -0.2 pts |
| ROE | 5.4% | 4.1% | +1.3 pts |
ROA ranks in the 40th percentile of its peer group · Q1 2026
Profile
- Established
- 1955
- Charter
- FCU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 3
- Address
- 4371 Parliament Pl Ste C, Lanham, MD, 20706
- NCUA charter #
- 10323
- RSSD ID
- 733184
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $30.2M | $27.4M | $18.2M | $2.2M | $30K | 0.40% | 4.29% | 1.24% | 2,892 |
| Q4 2025 | $29.2M | $26.4M | $17.9M | $2.2M | $130K | 0.45% | 4.52% | 1.41% | 2,876 |
| Q3 2025 | $29.0M | $26.3M | $17.1M | $2.1M | $67K | 0.31% | 4.53% | 0.76% | 2,838 |
| Q2 2025 | $29.0M | $26.5M | $15.7M | $2.1M | $52K | 0.36% | 4.49% | 0.73% | 2,816 |
| Q1 2025 | $28.9M | $26.3M | $14.8M | $2.1M | $39K | 0.54% | 4.49% | 0.85% | 2,781 |
| Q4 2024 | $28.4M | $26.3M | $13.6M | $2.1M | $102K | 0.36% | 4.38% | 1.00% | 2,748 |
| Q3 2024 | $28.2M | $25.8M | $12.9M | $2.0M | $40K | 0.19% | 4.33% | 1.23% | 2,725 |
| Q2 2024 | $29.1M | $26.7M | $12.2M | $2.0M | $31K | 0.22% | 4.10% | 1.50% | 2,673 |
Loan mix (Q1 2026): real estate $1.8M · commercial $0 · consumer $15.5M · securities $7.1M
Ratio pack Q1 2026 · peer medians from 2508 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.40% | 0.60% | — | |
Return on equity Annualized net income ÷ equity or net worth | 5.4% | 4.1% | — | |
Net interest margin Interest income − interest expense, ÷ assets | 4.29% | 3.83% | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 91.0% | 81.5% | — | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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